Skip to main content
  • Consumer loan rates
    For whatever the future holds

Great rates for deposit accounts in Southern Maine

Rates as of December 1, 2024.
APY = Annual Percentage Yield.
Fees may reduce earnings.
Rates are subject to change at anytime.

Free Rewards Checking*

BalanceDividend RateAnnual Percentage YieldDividends CompoundedDividends Credited
On balances up to $10,000
5.25%
5.25%
Monthly
Monthly
On balances over $10,000
0.25%
5.25% to 0.25%
Monthly
Monthly
On all balances if qualifications aren’t met
0.05%
0.05%
Monthly
Monthly

Qualifications

To earn your rewards, simply do the following transactions and activities in your checking account each monthly qualification cycle:
  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment or direct deposit post and settle
  • Be enrolled and receive eStatements notice
*APY=Annual Percentage Yield. APYs accurate as of 8/01/2023. Rates may change after account is opened. There’s no minimum deposit to open. If qualifications are met each monthly qualification cycle: (1)Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2)balances up to $10,000 receive APY of 5.25%; and (3)balances over $10,000 earn 0.25% dividend rate on portion of balance over $10,000, resulting in 5.25% -0.25% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Fees may reduce earnings. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Savings

Account TypeMinimum Opening Balance RequiredDividend RateAnnual Percentage YieldDividends CompoundedDividends Credited
Savings
$25.00
0.10%
0.10%
Monthly
Monthly
Youth Savings
N/A
0.10%
0.10%
Monthly
Monthly
Club
N/A
0.10%
0.10%
Quarterly
Quarterly
IRA
N/A
0.20%
0.20%
Monthly
Monthly
Rates may change after the account is open.

Money Market

Account TypeMinimum Opening Balance RequiredDividend RateAnnual Percentage YieldDividends CompoundedDividends Credited
$2,000 – $9,999
$2,000
1.00%
1.00%
Monthly
Monthly
$10,000 – $24,999
$2,000
1.25%
1.25%
Monthly
Monthly
$25,000 – $49,999
$2,000
1.50%
1.50%
Monthly
Monthly
$50,000 – $99,999
$2,000

2.50%

2.50%

Monthly
Monthly
$100,000 – $249,999
$2,000

2.75%

2.75%

Monthly
Monthly
$250,000 +
$2,000

3.25%

3.25%

Monthly
Monthly
Rates may change after the account is open.

Certificate

Account TypeMinimum Opening DepositDividend RateAnnual Percentage Yield
3 Month
$500

1.50%

1.51%

6 Month *SPECIAL*

$500

4.00%

4.07%

12 Month

$500

3.20%

3.25%

18 Month
$500
3.25%
3.30%
24 Month
$500
3.30%
3.35%
30 Month
$500
3.35%
3.40%
36 Month
$500
3.40%
3.45%
48 Month
$500
3.45%
3.50%
60 Month
$500
3.50%
3.56%
Penalties may apply for early withdrawal.

IRA Certificate

Account TypeMinimum Opening DepositDividend RateAnnual Percentage Yield
3 Month
$500

1.50%

1.51%

6 Month *SPECIAL*

$500

4.00%

4.07%

12 Month

$500

3.20%

3.25%

18 Month
$500
3.25%
3.30%
24 Month
$500
3.30%
3.35%
30 Month
$500
3.35%
3.40%
36 Month
$500
3.40%
3.45%
48 Month
$500
3.45%
3.50%
60 Month
$500
3.50%
3.56%
Penalties may apply for early withdrawal.

Come experience what we can do for you

locations

Do More

We’re here to offer services that make it easy for you to manage your finances.
Do more