10 Everyday Hacks to Save Money at Home

Saving money doesn’t always require big sacrifices or major lifestyle changes. Sometimes, the small, everyday actions can add up to significant savings over time. Here are 10 simple hacks that can help you keep more cash in your pocket by making the most of what you already have and minimizing waste.

1. Cut Open Tubes and Bottles

When it seems like your tube of toothpaste, lotion, or other product is empty, don’t be too quick to toss it. Many products have a surprising amount left inside, trapped in crevices that you can’t squeeze out. Cut the tube or bottle open with scissors, and you’ll often find enough product for several more uses. Store the remnants in a small, resealable bag or container to keep them from drying out.

2. Use Cloth Instead of Paper Towels

Paper towels are convenient but expensive over time. Switch to reusable clothes for tasks like wiping down counters or cleaning up spills. Old t-shirts or towels can be cut into rags that are perfect for this purpose. Not only will you save money, but you’ll also reduce waste. Just toss them in the laundry when they’re dirty, and they’re ready to go again.

3. Turn Off Appliances and Lights When Not in Use

It sounds simple, but many people leave lights on in rooms they’re not using, or appliances plugged in that draw power even when they’re off. Get into the habit of turning off lights when you leave a room and unplugging devices like phone chargers, coffee makers, and televisions when they’re not in use. You can also use power strips with switches to easily cut power to multiple devices at once.

4. Embrace DIY Cleaning Products

Commercial cleaning products can be expensive, and many contain harsh chemicals. You can make effective, natural cleaning products at home with ingredients like vinegar, baking soda, and lemon juice. For example, a mixture of vinegar and water works wonders on windows and mirrors, while baking soda can be used as a gentle scrub for sinks and countertops. Not only are these solutions cheaper, but they’re also better for your health and the environment.

5. Plan Your Meals and Shop with a List

Impulse buys at the grocery store can add up quickly, especially if you’re shopping without a plan. Before heading to the store, plan your meals for the week and make a shopping list based on what you need. Stick to the list to avoid buying items you don’t need. Planning meals also helps reduce food waste, as you’re more likely to use up ingredients before they spoil.

6. Repurpose and Upcycle

Before throwing something out, think about whether it can be repurposed or upcycled. Glass jars can be cleaned and used for storage, old furniture can be refreshed with a coat of paint, and even empty cans can be transformed into planters. By finding new uses for items you already own, you can save money on things you might otherwise buy and reduce waste at the same time.

7. Use Less of Everything

We often use more product than we actually need, whether it’s shampoo, detergent, or dish soap. Try cutting back and see if you still get the same results. For example, using a little less laundry detergent per load or diluting your dish soap with water can make these products last longer. Over time, using just a bit less of everything can add up to substantial savings.

8. Cook in Bulk and Freeze

Cooking in bulk is not only a time-saver but also a money-saver. When you cook a large batch of a meal, you can freeze individual portions for later use. This reduces the temptation to order takeout on busy nights when you don’t feel like cooking, as you’ll have a homemade meal ready to go in your freezer. It also allows you to take advantage of bulk discounts on ingredients.

9. DIY Personal Care Products

Many personal care products like scrubs, face masks, and hair treatments can be made at home with simple ingredients. For instance, a mixture of sugar and coconut oil makes an excellent exfoliating scrub, while honey and yogurt can be combined for a moisturizing face mask. By making these products yourself, you can save money on expensive store-bought versions and customize them to your liking.

10. Avoid Disposable Items

Disposable items like paper plates, plastic cutlery, and single-use cleaning wipes are convenient, but they can be costly over time. Invest in reusable alternatives instead. Cloth napkins, metal cutlery, and washable plates may require a bit more effort, but they’ll save you money in the long run. Plus, reducing your reliance on disposable items is better for the environment.

These simple hacks can help you stretch your dollars further without sacrificing comfort or convenience. By adopting a mindset of resourcefulness and making the most of what you have, you can save money every day and create a more sustainable household.

If you are looking for some help on managing your money or would like to learn more about financial products and services available from Town & Country FCU, reach out to one of our member service representative by emailing us at info@tcfcu.com, calling 800-649-3495 or book a consultation here.