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No-Lender Fee Mortgage Refinance
Save $800 with Town & Country

Looking for a smarter way to refinance? Town & Country Federal Credit Union now offers a one-time, no-lender-fee mortgage refinance, helping you save $800 when interest rates drop!

The Best Mortgage Refinance Option in Maine

We know mortgage rates fluctuate, and homeowners want flexibility. With our exclusive one-time, no-lender-fee refinance program, you can refinance your existing Town & Country mortgage when rates go down—without paying lender fees. This means more savings on top of our already lower closing costs!

More Ways to Save on Your Mortgage

At Town & Country, we’re committed to making homeownership more affordable with:

  • Closing costs up to $2,000 lower than most lenders in Southern Maine.
  • Down payments as low as 3% for eligible borrowers.
  • Flexible mortgage options to fit your needs.

Take advantage of this game-changing mortgage refinance option and enjoy lower costs today and in the future.

Contact us now to start saving!

Take advantage of a mortgage that will make your home the envy of the neighborhood.

Still have questions? Click here to book a consultation. 


**Equal Housing Lender. NMLS #: 806114
*Rate subject to change without notice based on market. Refinance conditioned upon availability (one-time applicability over life of loan, date of original loan must be minimum of 180 days prior to refinance) and qualification. Not applicable for all loan types. A 30-year fixed-rate mortgage of $320,000 at 6.699% APR results in a monthly principal & interest payment of $2,049 and total closing costs of $4,155, of which $800.00 would be waived, resulting in total closing costs of $3,355. This scenario assumes a refinance amount of $400,000. Prepaid interest, real estate tax prorations and insurance(s) are not included in closing costs and will vary for each loan. Other costs may be incurred as needed to satisfy loan requirements or as optional costs for services selected by the borrower. Town & Country Federal Credit Union does not charge an application fee and loan costs will not be charged or waived unless they are incurred.

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