While the holiday season is a time of celebration with family and friends, it can also bring financial stress and strain on many people’s budgets. With all the excitement of the holidays, it is easy to go overboard on spending. Gifts, decorations, travel, and food can all stretch your budget during the holidays.
An overdraft occurs when you do not have enough money in your account to cover a transaction but we pay it anyway.
We offer two different ways to cover your overdrafts:
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions unless you authorize us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authroize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, you may complete the form below.